At The Smile Atelier in Newton, MA, we believe the cost of care should never stand between you and a healthy, confident smile. That is why we offer a range of flexible financing and payment options designed to make dental treatment accessible — whether you are coming in for a routine visit or planning a full smile transformation.
From third-party financing partners to HSA/FSA acceptance, The Smile Atelier offers multiple ways to manage the cost of your dental care. Our team will walk you through every option available so you can make a confident, informed decision about your treatment — without the financial stress.
Cherry is a patient financing platform that offers quick approvals and flexible payment plans — including 0% interest options — for dental treatment. For patients pursuing Invisalign, veneers, or other cosmetic procedures, Cherry makes it possible to think about the cost of care in simple monthly terms rather than a large upfront sum. For example, rather than paying the full cost of Invisalign at once, many patients find it more manageable to finance treatment at a low monthly rate with 0% interest.
The Smile Atelier accepts Health Savings Account (HSA) and Flexible Spending Account (FSA) payments for most dental procedures, including preventive care, restorations, and orthodontic treatment. Using pre-tax dollars through an HSA or FSA is one of the most straightforward ways to reduce your out-of-pocket dental costs. If you have funds available in either account, our team can help you understand which services are eligible and how to apply your benefits at the time of your visit.
Cosmetic dental treatments like Invisalign, porcelain veneers, and smile makeovers are a meaningful investment — and for many patients, the question is not whether they want the treatment, but how to make it work financially. At The Smile Atelier, we partner with Cherry specifically because they offer financing structures that make high-value cosmetic care achievable on a monthly budget. Our team will help you build a treatment plan and identify the financing combination that fits your timeline and your goals.
Dr. Rania Arif and the team at The Smile Atelier are committed to making exceptional dental care accessible to every patient in Newton and the surrounding communities. Whether you are using insurance, financing through Cherry, or paying with HSA or FSA funds, we will work with you to find the right path forward. Contact our Newton, MA office today to discuss your options and schedule your first visit.
We offer several flexible ways to make dental care more affordable. For patients who prefer to spread the cost of treatment over time, we work with CareCredit and Cherry — both of which offer low- and no-interest payment plans with quick approvals. We also accept HSA and FSA payments for most covered dental services. For patients without dental insurance, our in-house membership plan provides access to routine preventive care for a simple flat monthly fee with no deductibles or waiting periods. Our team is happy to walk you through every option so you can choose what works best for your situation.
Yes. Both CareCredit and Cherry can be used toward cosmetic dental treatments, including Invisalign, porcelain veneers, teeth whitening, and smile makeovers. Cherry in particular offers 0% interest financing options that allow patients to break the full cost of treatment into predictable monthly payments — making procedures that might otherwise feel out of reach much more manageable. Rather than focusing on a large upfront number, many of our patients find it helpful to think in terms of a simple monthly commitment. Contact our Newton office to discuss current financing terms and get a clear picture of what your treatment plan could look like financially.
Yes. We accept both Health Savings Account (HSA) and Flexible Spending Account (FSA) payments at The Smile Atelier. These accounts allow you to use pre-tax dollars toward most dental services, including preventive care, restorations, and orthodontic treatment — which can meaningfully reduce your overall out-of-pocket costs. If you have funds available in an HSA or FSA, it is worth using them before they expire. Our team can help confirm which services are eligible and ensure your visit is processed correctly.
Your smile deserves care that feels comfortable, thoughtful, and personalized. Whether you’re visiting for a routine checkup, or a complete smile transformation, our team is here to guide you every step of the way.
